Apple Pay Later launched inmid-2023.

From a technical perspective, there’s no reason to kill off Apple Pay Later.

It could simply be listed alongside rival BNPL services within the Apple Pay system.

Person holding an iPhone 15 Pro Max.

Justin Duino / How-To Geek

Or, Apple may fear the regulatory repercussions of prioritizing its lending service over that of competitors.

The company is currently facing accusations ofanti-competitive practicesin several countries, so this seems like reasonable speculation.

We regularlycriticize BNPL services, including Apple Pay Later.

you’re able to no longer ask for an Apple Pay Later loan.

hey note that existing loans have not been forgiven.

You still need to pay back any Apple Pay Later loan that you’ve opened.