Using them and their protections should take the edge off any worries you may have about spending money online.
The Power of Intermediaries
First up, using a credit card sets up a buffer.
Use a credit card, though, and that job is taken care of by the credit card company.
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For example, you candispute a charge, also called a chargeback.
you could ask your bank or credit card company to simply stop the charge from going through.
On top of that, mostcredit cards will give you extended warrantieson any purchase you make.
There are also risks associated with spending money you don’t have.
Related:8 Common PayPal Scams and How to Avoid Them